paying for your dental care in san francisco

Patients with PPO dental insurance may not participate in the Discount Club. This is because your insurance plan already offers you a discount on our fees. Patients with HMO dental insurance or MediCal, however, are eligible since our office is NOT able to collect payments from them.

There is no refund or discounts for unused services. Patients alone are responsible for ensuring they schedule to utilize these services before the plan year ends. The office will make every effort to schedule patients in a timely manner upon request, but is not liable if there is limited availability for appointments. 

The membership plan and associated services are for one individual only and are non-transferable.

This is the upper limit of what your insurance will pay for your dental care and usually resets every year. This maximum is NOT based on what you need or what your dentist recommends. It is based on how much your employer pays into the plan and the rules imposed by your insurance company. In fact, the maximum benefits on most plans have not budged since the 1970's! 

Most plans do not cover all procedures, and insurance companies determine what they will contribute on a case by case basis. For example, an individual plan may contribute 100% of preventative care services, but only 50% towards the cost of a dental filling, assuming they consider the type and location of filling that you need to be a covered benefit.

Because dental insurance rules and intricacies can be complex, we typically send in a pre-estimation of coverage before starting work to see what they will contribute, though these estimations are not binding.